First thing, you'll need to give in to the fact that if you want to do it right it's going to cost money. If you can't afford to buy the right parts now, DO NOT buy the wrong one's now and just settle for a crappy ride. Get it right the first time or your gonna end up spending more money to get it right down the road.
The right parts are out their. Be real carefull. I see plenty of post's from people that claim the wrong parts are just fine, like stock even. These peope either have gotten used to the bounce or they simply do not know any better. The 3rd gen accord is a great car, DO NOT SETTLE. You and your car deserve better.
1. When thinking about lowering decide if you want coilovers. Get coilovers because you will actually need to adjust the ride height more than just once. Get coilovers cause you want a certain spring rate and that's the only way you can get it. Or get coilover's so you can dial in the drop height front to rear in a way that please's your eye. Not all coilovers are the same, some are to stiff to run with even Koni struts. Do not try and run coilovers that are stiffer than what I've listed the Ground-controls at, unless your willing to invest in REVALVED Koni's or REVALVED Bilstein H.D.'s.
2. If a spring is what you want, decide what drop height you want. Look at the post I did that show's how much stiffer than stock those various springs are. BE VERY CAREFULL, some springs are stiffer in the front and weaker in the rear, AVOID THEM your car's handling will be worse with more understeer and the they won't carry a load as well as the springs that are stiffer in the rear.
3. If you want to maintain the softest ride possible get the softest lowering spring possible. That would be the neuspeed/H&R springs.
Part 2 will cover that strut's to run with lowering springs.